Documentation
How Savest works
Savest is a group savings pot that holds real stock tokens instead of cash. A pot is a small, self-enforcing agreement between friends: money goes in whenever anyone likes, and it comes out on the goal date you all agreed to. Everything in between is handled by a contract on Robinhood Chain, not by us.
The flow
Start a pot
Pick a stock, a goal date and a name. Creating the pot generates one invite link, and you are enrolled as the first member.
Share the link
Anyone with the link can join. Their ETH is swapped to the pot's stock token in the same transaction and credited to their own balance.
Withdraw on the goal date
When the pot unlocks, every member withdraws their own share. What you put in, plus what the market did, is yours.
Deposits
A deposit is a single transaction. The pot takes your ETH, deducts the 0.5% protocol fee, and swaps the rest into the pot's stock token through Uniswap on Robinhood Chain. The tokens land in the pot under your name, and your share is priced live from the Chainlink feed for that stock.
1.00 ETH
your deposit
Uniswap
swapped on-chain
+5.21 NVDA
credited to you
Already hold the stock token? You can also deposit it directly, without a swap. ETH pots skip the swap entirely, and USDG pots swap into dollars instead of a stock.
0.5%
Protocol fee on deposits, capped on-chain
24/7
Stock tokens trade around the clock
1 tx
ETH in, stock tokens in the pot
The lock
Every pot has a goal date, chosen when it is created. Before that date, nobody can withdraw. Not the creator, not us, not a majority of the group. The rule is enforced by the contract, so there is nothing to argue about in the chat.
Pot created
deposits open
Locked
nobody can withdraw
Goal date
everyone takes their share
The one exception is leaving early: any member can rage quit before the goal date and take their balance minus a 15% exit fee. The fee goes straight to the protocol's buyback wallet, where it is used to buy back and burn $SAVEST. Nobody profits from a friend bailing, but the token gets scarcer.
If a member leaves a locked pot early
Invite links
A pot has exactly one invite link, created in your browser when the pot is made. The secret part of the link lives in the URL fragment, the part after the #, which browsers never send to any server. When a new member joins, their wallet address is signed with the invite key, and the contract checks that signature before letting them in.
Public. Just the page, safe to see in a preview.
Secret. The invite key. Browsers never send the part after # to any server.
Treat the link like a key to the front door: anyone who has it can join the pot, and nobody without it can.
What a pot can save in
Stock tokens with deep Uniswap liquidity on Robinhood Chain, plain ETH held as-is with no swap, or USDG, the Global Dollar stablecoin, for groups that just want to save in dollars.
ETH
Ether
USDG
Global Dollar
NVDA
NVIDIA
AAPL
Apple
TSLA
Tesla
MSFT
Microsoft
META
Meta
GOOGL
Alphabet
AMZN
Amazon
SPCX
SpaceX
MU
Micron
The contract
All of Savest is one contract, live on Robinhood Chain mainnet. The source code is verified on Blockscout, so anything on this page can be checked against what actually runs on-chain.
Savest · Robinhood Chain (4663)
0xdA5b013D542D4ab0b08c841ff98415328bB548dE
FAQ
Who holds the money?+
A smart contract on Robinhood Chain. Savest never takes custody, there is no company account, and no admin key can move member funds. Each member's balance is tracked on-chain and only that member can withdraw it.
What if someone wants out early?+
They can leave at any time before the goal date by paying a 15% exit fee on their balance. The fee goes to the protocol's buyback wallet and is used to buy back and burn $SAVEST, so early exits strengthen the token instead of the quitter.
What does it cost?+
A 0.5% protocol fee on deposits, taken in ETH before the swap. That is the only fee. The fee rate is capped in the contract itself, so it can never be raised above the on-chain limit.
What happens if the group chat loses the link?+
The link never touches our servers, so we cannot recover it. Members who already joined can still reach the pot from their own wallets, but new members can no longer join.
Are these real shares?+
Stock Tokens are ERC-20 tokens issued by Robinhood Assets (Jersey) Ltd that track the price of the underlying stock, including corporate actions. They give you economic exposure, not shareholder rights, and are unavailable in the US, UK, Canada and other restricted jurisdictions.
Which wallet do I need?+
Any Ethereum wallet that can connect to Robinhood Chain, for example MetaMask or Rabby. Deposits are paid in ETH on Robinhood Chain; the swap into the stock token happens automatically.
Savest is non-custodial software on Robinhood Chain. Stock Tokens are issued by Robinhood Assets (Jersey) Ltd and are unavailable in the US, UK, Canada and other restricted jurisdictions. Nothing here is financial advice.